It is very important for us that you understand and feel comfortable with the type of information we need, how we obtain it, what we do with it and how we secure it.

Therefore, we have developed and initiated the following policy regarding how information is collected, treated and protected as our users make full use of our Network. This policy may change from time to time so please check back periodically.

Do we track your activity while you are on the Network?

YES. In order to provide you only with information that you can truly benefit from, products and services that we have identified you have a real chance of being approved for, and/or special offers that meet your interests, we need to gather certain information about you.

Bottomline: we are here to help you get the most for your credit dollar. To help you effectively, we need to know a little about you and you past credit experiences.

Additionally, this information is used to assist us in identifying you as either a Network visitor or member.

How do we collect this information?

We collect information in a number of ways from the different sites within the Network. First, we collect basic user information (example: which site you were referred by). This information is collected on every visitor who accesses the Network. However, visitors are tracked anonymously and no personal information is collected.

We use this information to help us determine what areas of the Network or products or services are more popular that others and how many visitors decide to become members.

Once a user chooses to become a member, we track usage habits and applications for products and services. This information is stored as a members “profile” and this profile is used to effectively match the right information, product or service to the right members. Membership is FREE and is required.

What information do we collect?

Contact Information
We may ask for your name, e-mail address, zip code, etc. The more information you share with us (and the more accurate it is), the better we are able to enhance and customize the information you receive and match you with the real product and service offers.

Areas Of Interest
In addition to contact information, when you browse information articles for example: debt consolidation, that information is added to your profile. This way if we find out about a great debt consolidation product and your profile matches the lenders criteria, we can notify of that product.

Previous Experiences
Whenever you apply for a product or service, when you use an interactive form, or respond to a survey where you provide information about your previous credit experiences that information is added to your profile.

Please understand that we collect this data so that we can help you. It is the goal of the drcredit.com Network to build a strong membership of savvy credit users who want information and access to quality consumer credit products and services. These procedures help us to save you time and money.

Do we share any of your personal information with third parties?

NO. The drcredit.com Network does not sell, rent, or trade your personal information with others. We do however allow lenders and service providers to give us information about the type of customers they are looking for, and then WE inform you. YOU make the choice if you want to contact them. Think of us as your filter. We research and screen the products and services and then inform you if we find information, products or services that using your profile information we determine to be something that might benefit you.

Browse the Network. Check us out. Let’s work together so that we may help you build a strong credit future, save money and get the most for your credit dollar.